OVERVIEW

THIS WEBSITE IS OPERATED BY OXO.INSTITUTION. THROUGHOUT THE SITE, THE TERMS “THE INSTITUTE”, “WE,” “US,” AND “OUR” REFER TO OXO.INSTITUTION. OXO.INSTITUTION OFFERS THIS WEBSITE, INCLUDING ALL INFORMATION, TOOLS, PRODUCTS, PROGRAMS, CONTENT, AND SERVICES AVAILABLE FROM THIS SITE TO YOU, THE USER, CONDITIONED UPON YOUR ACCEPTANCE OF ALL TERMS, CONDITIONS, POLICIES, AND NOTICES STATED HEREIN. BY VISITING OUR SITE, ACCESSING OUR CONTENT, MAKING A DONATION, SUBMITTING AN APPLICATION, ENROLLING IN A PROGRAM, PURCHASING A PRODUCT, OR OTHERWISE ENGAGING WITH OUR INSTITUTION OR BOUTIQUE, YOU ENGAGE IN OUR “SERVICE” AND AGREE TO BE BOUND BY THE FOLLOWING TERMS AND CONDITIONS (“TERMS OF SERVICE,” “TERMS”), INCLUDING ANY ADDITIONAL TERMS, CONDITIONS, AND POLICIES REFERENCED HEREIN AND/OR AVAILABLE BY HYPERLINK. THESE TERMS OF SERVICE APPLY TO ALL USERS OF THE SITE, INCLUDING WITHOUT LIMITATION VISITORS, BROWSERS, STUDENTS, APPLICANTS, MEMBERS, DONORS, CUSTOMERS, MERCHANTS, VENDORS, CONTRIBUTORS OF CONTENT, AND OTHER USERS OF THE WEBSITE. PLEASE READ THESE TERMS OF SERVICE CAREFULLY BEFORE ACCESSING OR USING OUR WEBSITE. BY ACCESSING OR USING ANY PART OF THE SITE, YOU AGREE TO BE BOUND BY THESE TERMS OF SERVICE. IF YOU DO NOT AGREE TO ALL THE TERMS AND CONDITIONS OF THIS AGREEMENT, YOU MAY NOT ACCESS THE WEBSITE OR USE ANY OF OUR PRODUCTS, PROGRAMS, SERVICES, OR CONTENT. IF THESE TERMS OF SERVICE ARE CONSIDERED AN OFFER, ACCEPTANCE IS EXPRESSLY LIMITED TO THESE TERMS OF SERVICE. ANY NEW FEATURES, PRODUCTS, PROGRAMS, SERVICES, CONTENT, OR TOOLS WHICH ARE ADDED TO THE WEBSITE SHALL ALSO BE SUBJECT TO THESE TERMS OF SERVICE. YOU MAY REVIEW THE MOST CURRENT VERSION OF THE TERMS OF SERVICE AT ANY TIME ON THIS PAGE. WE RESERVE THE RIGHT TO UPDATE, CHANGE, OR REPLACE ANY PART OF THESE TERMS OF SERVICE BY POSTING UPDATES AND/OR CHANGES TO OUR WEBSITE. IT IS YOUR RESPONSIBILITY TO CHECK THIS PAGE PERIODICALLY FOR CHANGES. YOUR CONTINUED USE OF OR ACCESS TO THE WEBSITE FOLLOWING THE POSTING OF ANY CHANGES CONSTITUTES ACCEPTANCE OF THOSE CHANGES.

THIS WEBSITE IS HOSTED ON SQUARESPACE, WHICH PROVIDES THE ONLINE PLATFORM THAT ENABLES US TO OFFER OUR EDUCATIONAL PROGRAMS, DISCIPLESHIP SERVICES, DIGITAL CONTENT, DONATION OPPORTUNITIES, PRODUCTS, AND OTHER SERVICES TO OUR COMMUNITY.

SECTION 1 - GENERAL USE TERMS

BY AGREEING TO THESE TERMS OF SERVICE, YOU REPRESENT THAT YOU ARE AT LEAST THE AGE OF MAJORITY IN YOUR STATE, PROVINCE, OR COUNTRY OF RESIDENCE, OR THAT YOU ARE THE AGE OF MAJORITY IN YOUR STATE, PROVINCE, OR COUNTRY OF RESIDENCE AND HAVE GIVEN US YOUR CONSENT TO ALLOW ANY OF YOUR MINOR DEPENDENTS TO USE THIS SITE. YOU MAY NOT USE OUR WEBSITE, PRODUCTS, PROGRAMS, SERVICES, CONTENT, OR EDUCATIONAL MATERIALS FOR ANY ILLEGAL OR UNAUTHORIZED PURPOSE, NOR MAY YOU, IN THE USE OF THE SERVICE, VIOLATE ANY APPLICABLE LAWS, REGULATIONS, OR THIRD-PARTY RIGHTS, INCLUDING BUT NOT LIMITED TO COPYRIGHT, TRADEMARK, PRIVACY, OR INTELLECTUAL PROPERTY LAWS. YOU MUST NOT TRANSMIT ANY VIRUSES, MALWARE, WORMS, DESTRUCTIVE CODE, OR OTHER HARMFUL TECHNOLOGY THROUGH THE WEBSITE OR ITS SERVICES. YOU AGREE NOT TO INTERFERE WITH OR DISRUPT THE SECURITY, FUNCTIONALITY, OR OPERATION OF THE WEBSITE OR ANY RELATED SYSTEMS, NETWORKS, OR SERVICES. A BREACH OR VIOLATION OF ANY OF THESE TERMS MAY RESULT IN THE SUSPENSION OR TERMINATION OF YOUR ACCESS TO THE WEBSITE, PROGRAMS, SERVICES, CONTENT, PRODUCTS, OR OTHER OFFERINGS, WITH OR WITHOUT NOTICE, AT OUR SOLE DISCRETION.

SECTION 2 - GENERAL CONDITIONS

WE RESERVE THE RIGHT TO REFUSE, SUSPEND, OR TERMINATE SERVICE, ACCESS, ENROLLMENT, MEMBERSHIP, PARTICIPATION, OR PURCHASES TO ANY PERSON OR ENTITY FOR ANY REASON AND AT ANY TIME, TO THE EXTENT PERMITTED BY APPLICABLE LAW. YOU UNDERSTAND THAT INFORMATION YOU SUBMIT THROUGH THE WEBSITE (EXCLUDING PAYMENT INFORMATION) MAY BE TRANSFERRED OVER VARIOUS NETWORKS AND MAY BE MODIFIED TO CONFORM AND ADAPT TO THE TECHNICAL REQUIREMENTS OF CONNECTING NETWORKS, SYSTEMS, OR DEVICES. PAYMENT INFORMATION IS PROCESSED THROUGH SECURE PAYMENT PROVIDERS AND IS PROTECTED DURING TRANSMISSION USING INDUSTRY-STANDARD SECURITY MEASURES. YOU AGREE NOT TO REPRODUCE, DUPLICATE, COPY, DISTRIBUTE, SELL, RESELL, LICENSE, EXPLOIT, OR OTHERWISE USE ANY PORTION OF OUR WEBSITE, CONTENT, EDUCATIONAL MATERIALS, COURSES, PROGRAMS, SERVICES, PRODUCTS, TRADEMARKS, INTELLECTUAL PROPERTY, OR OTHER OFFERINGS WITHOUT OUR EXPRESS PRIOR WRITTEN PERMISSION. YOU AGREE NOT TO USE ANY CONTACT INFORMATION PUBLISHED ON THE WEBSITE FOR UNSOLICITED COMMERCIAL PURPOSES, SPAM, HARASSMENT, OR ANY ACTIVITY UNRELATED TO THE LEGITIMATE PURPOSES OF OUR ORGANIZATION. WE RESERVE THE RIGHT TO MODIFY, SUSPEND, DISCONTINUE, OR REMOVE ANY PORTION OF THE WEBSITE, ITS CONTENT, PRODUCTS, PROGRAMS, SERVICES, OR FEATURES AT ANY TIME WITHOUT NOTICE. THE HEADINGS USED IN THIS AGREEMENT ARE INCLUDED FOR CONVENIENCE ONLY AND SHALL NOT LIMIT OR OTHERWISE AFFECT THE INTERPRETATION OF THESE TERMS.

SECTION 3 - ACCURACY / TIMELINESS OF INFORMATION

WE ARE NOT RESPONSIBLE IF INFORMATION MADE AVAILABLE ON THIS SITE IS NOT ACCURATE, COMPLETE, CURRENT, OR FREE FROM ERRORS. THE MATERIALS, CONTENT, PRODUCTS, PROGRAMS, SERVICES, EDUCATIONAL RESOURCES, AND INFORMATION PROVIDED ON THIS WEBSITE ARE MADE AVAILABLE FOR GENERAL INFORMATIONAL, EDUCATIONAL, AND MINISTRY PURPOSES ONLY AND SHOULD NOT BE RELIED UPON AS THE SOLE BASIS FOR MAKING DECISIONS WITHOUT CONSULTING PRIMARY, MORE ACCURATE, MORE COMPLETE, OR MORE TIMELY SOURCES OF INFORMATION. ANY RELIANCE YOU PLACE ON THE INFORMATION PROVIDED THROUGH THIS WEBSITE IS AT YOUR OWN RISK. THIS WEBSITE MAY CONTAIN CERTAIN HISTORICAL INFORMATION, ARCHIVED MATERIALS, OR CONTENT THAT IS NO LONGER CURRENT. SUCH INFORMATION IS PROVIDED FOR REFERENCE, EDUCATIONAL, OR RECORD-KEEPING PURPOSES ONLY AND SHOULD NOT BE ASSUMED TO REFLECT CURRENT POSITIONS, OFFERINGS, PRICING, AVAILABILITY, POLICIES, OR PRACTICES. WE RESERVE THE RIGHT TO MODIFY, UPDATE, REMOVE, OR REPLACE ANY CONTENT ON THIS WEBSITE AT ANY TIME WITHOUT NOTICE. HOWEVER, WE UNDERTAKE NO OBLIGATION TO UPDATE, AMEND, OR CLARIFY INFORMATION ON THE WEBSITE EXCEPT AS REQUIRED BY APPLICABLE LAW. YOU AGREE THAT IT IS YOUR RESPONSIBILITY TO MONITOR THE WEBSITE FOR CHANGES TO CONTENT, PROGRAMS, SERVICES, PRODUCTS, POLICIES, OR OTHER INFORMATION.

SECTION 4 - MODIFICATIONS TO SERVICES, PROGRAMS, PRODUCTS, AND PRICING

PRICES, FEES, TUITION, DONATION PROGRAMS, MEMBERSHIPS, PRODUCTS, SERVICES, AND OTHER OFFERINGS MADE AVAILABLE THROUGH OUR WEBSITE ARE SUBJECT TO CHANGE AT ANY TIME WITHOUT NOTICE. WE RESERVE THE RIGHT TO MODIFY, UPDATE, SUSPEND, RESTRICT, OR DISCONTINUE ANY PORTION OF THE WEBSITE, INCLUDING ANY PRODUCT, SERVICE, PROGRAM, COURSE, MEMBERSHIP, EVENT, CONTENT, FEATURE, OR OTHER OFFERING, AT ANY TIME AND WITHOUT PRIOR NOTICE. WE MAY ALSO LIMIT THE AVAILABILITY OF CERTAIN PRODUCTS, SERVICES, PROGRAMS, OR FEATURES TO SPECIFIC INDIVIDUALS, REGIONS, OR JURISDICTIONS AT OUR SOLE DISCRETION. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, WE SHALL NOT BE LIABLE TO YOU OR TO ANY THIRD PARTY FOR ANY MODIFICATION, PRICE CHANGE, FEE CHANGE, SUSPENSION, RESTRICTION, OR DISCONTINUANCE OF ANY PRODUCT, SERVICE, PROGRAM, CONTENT, FEATURE, OR OTHER OFFERING AVAILABLE THROUGH THE WEBSITE.

SECTION 5 - PRODUCTS, SERVICES, PROGRAMS, AND OFFERINGS

CERTAIN PRODUCTS, SERVICES, COURSES, PROGRAMS, MEMBERSHIPS, EVENTS, DIGITAL CONTENT, EDUCATIONAL MATERIALS, OR OTHER OFFERINGS MAY BE AVAILABLE EXCLUSIVELY THROUGH THIS WEBSITE. SUCH OFFERINGS MAY HAVE LIMITED AVAILABILITY, LIMITED ENROLLMENT, LIMITED QUANTITIES, OR OTHER RESTRICTIONS AND MAY BE SUBJECT TO OUR RETURN, REFUND, CANCELLATION, OR ENROLLMENT POLICIES. WE HAVE MADE EVERY REASONABLE EFFORT TO DISPLAY AS ACCURATELY AS POSSIBLE THE COLORS, IMAGES, DESCRIPTIONS, SPECIFICATIONS, AND DETAILS OF THE PRODUCTS AND OFFERINGS PRESENTED ON THE WEBSITE. HOWEVER, WE CANNOT GUARANTEE THAT YOUR DEVICE, MONITOR, OR DISPLAY SETTINGS WILL ACCURATELY REPRESENT THE ACTUAL APPEARANCE OF ANY PRODUCT OR CONTENT. WE RESERVE THE RIGHT, BUT ARE NOT OBLIGATED, TO LIMIT OR REFUSE THE SALE OF PRODUCTS, THE PROVISION OF SERVICES, THE ACCEPTANCE OF APPLICATIONS, THE PROCESSING OF DONATIONS, OR PARTICIPATION IN PROGRAMS TO ANY PERSON, ORGANIZATION, GEOGRAPHIC REGION, OR JURISDICTION. WE MAY EXERCISE THIS RIGHT ON A CASE-BY-CASE BASIS AND AT OUR SOLE DISCRETION. WE RESERVE THE RIGHT TO LIMIT QUANTITIES, ENROLLMENT CAPACITY, PARTICIPATION, ACCESS, OR AVAILABILITY OF ANY PRODUCT, SERVICE, PROGRAM, EVENT, CONTENT, OR OTHER OFFERING. ALL DESCRIPTIONS, SPECIFICATIONS, AVAILABILITY, AND PRICING OF PRODUCTS, SERVICES, PROGRAMS, OR OTHER OFFERINGS ARE SUBJECT TO CHANGE AT ANY TIME WITHOUT NOTICE. WE RESERVE THE RIGHT TO MODIFY, REPLACE, SUSPEND, OR DISCONTINUE ANY PRODUCT, SERVICE, PROGRAM, COURSE, EVENT, MEMBERSHIP, DIGITAL RESOURCE, OR OTHER OFFERING AT ANY TIME. ANY OFFER FOR ANY PRODUCT, SERVICE, PROGRAM, OR OTHER OFFERING MADE ON THIS WEBSITE IS VOID WHERE PROHIBITED BY LAW. WE DO NOT WARRANT OR GUARANTEE THAT ANY PRODUCT, SERVICE, PROGRAM, EDUCATIONAL CONTENT, INFORMATION, OR OTHER MATERIAL PURCHASED, RECEIVED, OR ACCESSED THROUGH THE WEBSITE WILL MEET YOUR EXPECTATIONS OR ACHIEVE ANY PARTICULAR RESULT, NOR DO WE WARRANT THAT ANY ERRORS, INTERRUPTIONS, OR DEFECTS IN THE WEBSITE OR ITS SERVICES WILL BE CORRECTED.

SECTION 6 - ACCURACY OF BILLING, REGISTRATION, APPLICATION, AND ACCOUNT INFORMATION

WE RESERVE THE RIGHT TO REFUSE, LIMIT, SUSPEND, OR CANCEL ANY ORDER, DONATION, APPLICATION, ENROLLMENT, REGISTRATION, MEMBERSHIP, OR OTHER TRANSACTION SUBMITTED THROUGH OUR WEBSITE. WE MAY, IN OUR SOLE DISCRETION, LIMIT OR CANCEL TRANSACTIONS PER PERSON, HOUSEHOLD, ORGANIZATION, ACCOUNT, PAYMENT METHOD, OR ORDER. THESE RESTRICTIONS MAY INCLUDE TRANSACTIONS PLACED UNDER THE SAME CUSTOMER ACCOUNT, USING THE SAME PAYMENT METHOD, OR UTILIZING THE SAME BILLING, SHIPPING, OR CONTACT INFORMATION. IN THE EVENT THAT WE MODIFY, REJECT, OR CANCEL A TRANSACTION, APPLICATION, ENROLLMENT, OR ORDER, WE MAY ATTEMPT TO NOTIFY YOU USING THE EMAIL ADDRESS, TELEPHONE NUMBER, OR OTHER CONTACT INFORMATION PROVIDED AT THE TIME OF SUBMISSION. WE RESERVE THE RIGHT TO LIMIT OR PROHIBIT TRANSACTIONS THAT, IN OUR SOLE JUDGMENT, APPEAR TO BE FRAUDULENT, UNAUTHORIZED, MISLEADING, ABUSIVE, OR PLACED BY DEALERS, RESELLERS, DISTRIBUTORS, OR OTHER PARTIES ACTING INCONSISTENTLY WITH THE PURPOSES OF OUR ORGANIZATION. YOU AGREE TO PROVIDE CURRENT, COMPLETE, AND ACCURATE INFORMATION FOR ALL PURCHASES, DONATIONS, APPLICATIONS, REGISTRATIONS, ENROLLMENTS, MEMBERSHIPS, AND OTHER INTERACTIONS WITH OUR WEBSITE. YOU FURTHER AGREE TO PROMPTLY UPDATE YOUR ACCOUNT AND OTHER INFORMATION, INCLUDING YOUR NAME, EMAIL ADDRESS, TELEPHONE NUMBER, BILLING INFORMATION, SHIPPING INFORMATION, AND PAYMENT DETAILS, SO THAT WE MAY PROCESS TRANSACTIONS, ADMINISTER PROGRAMS, COMMUNICATE WITH YOU, AND PROVIDE REQUESTED PRODUCTS OR SERVICES. FOR ADDITIONAL INFORMATION REGARDING REFUNDS, RETURNS, CANCELLATIONS, AND RELATED MATTERS, PLEASE REVIEW OUR RETURN POLICY AND ANY OTHER APPLICABLE POLICIES AVAILABLE ON OUR WEBSITE.

SECTION 7 - OPTIONAL TOOLS AND THIRD-PARTY RESOURCES

WE MAY PROVIDE YOU WITH ACCESS TO THIRD-PARTY TOOLS, APPLICATIONS, PLATFORMS, RESOURCES, OR SERVICES OVER WHICH WE NEITHER MONITOR NOR HAVE ANY CONTROL, RESPONSIBILITY, OR INPUT. YOU ACKNOWLEDGE AND AGREE THAT SUCH TOOLS AND RESOURCES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES, REPRESENTATIONS, CONDITIONS, OR ENDORSEMENTS OF ANY KIND, WHETHER EXPRESS OR IMPLIED. WE SHALL HAVE NO LIABILITY WHATSOEVER ARISING FROM OR RELATING TO YOUR ACCESS TO OR USE OF ANY OPTIONAL THIRD-PARTY TOOLS, SERVICES, CONTENT, OR RESOURCES. ANY USE OF SUCH TOOLS OR SERVICES IS ENTIRELY AT YOUR OWN RISK AND DISCRETION, AND YOU SHOULD ENSURE THAT YOU ARE FAMILIAR WITH AND APPROVE OF THE TERMS, CONDITIONS, PRIVACY POLICIES, AND PRACTICES OF THE RELEVANT THIRD-PARTY PROVIDERS BEFORE USING THEM. OUR WEBSITE MAY INCLUDE OR INTEGRATE WITH THIRD-PARTY SERVICES FOR PURPOSES SUCH AS PAYMENT PROCESSING, COMMUNICATIONS, EDUCATION, VIDEO CONTENT, APPLICATIONS, REGISTRATIONS, DONATIONS, ANALYTICS, SOCIAL MEDIA, OR OTHER FUNCTIONS. YOUR USE OF THOSE SERVICES MAY BE SUBJECT TO THE TERMS AND POLICIES OF THE APPLICABLE THIRD PARTY. WE MAY, FROM TIME TO TIME, INTRODUCE NEW PRODUCTS, SERVICES, PROGRAMS, COURSES, FEATURES, TOOLS, RESOURCES, CONTENT, OR OTHER OFFERINGS THROUGH THE WEBSITE. ALL SUCH NEW FEATURES, SERVICES, AND OFFERINGS SHALL BE SUBJECT TO THESE TERMS OF SERVICE UNLESS OTHERWISE STATED.

SECTION 8 - THIRD-PARTY LINKS

CERTAIN CONTENT, PRODUCTS, SERVICES, PROGRAMS, RESOURCES, EDUCATIONAL MATERIALS, OR OTHER OFFERINGS AVAILABLE THROUGH OUR WEBSITE MAY INCLUDE MATERIALS PROVIDED BY THIRD PARTIES. LINKS ON THIS WEBSITE MAY DIRECT YOU TO THIRD-PARTY WEBSITES, APPLICATIONS, PLATFORMS, OR SERVICES THAT ARE NOT OWNED, OPERATED, OR CONTROLLED BY US. WE ARE NOT RESPONSIBLE FOR EXAMINING, EVALUATING, MONITORING, OR VERIFYING THE CONTENT, ACCURACY, LEGALITY, SECURITY, POLICIES, OR PRACTICES OF ANY THIRD-PARTY WEBSITE, APPLICATION, PLATFORM, OR SERVICE. WE DO NOT WARRANT OR GUARANTEE THE QUALITY, ACCURACY, RELIABILITY, AVAILABILITY, OR SUITABILITY OF ANY THIRD-PARTY MATERIALS, PRODUCTS, SERVICES, OR CONTENT, AND WE DISCLAIM ANY LIABILITY OR RESPONSIBILITY FOR THEM. WE SHALL NOT BE LIABLE FOR ANY LOSS, DAMAGE, CLAIM, INJURY, OR OTHER LIABILITY ARISING FROM OR RELATED TO YOUR ACCESS TO, USE OF, OR RELIANCE UPON ANY THIRD-PARTY WEBSITE, CONTENT, PRODUCT, SERVICE, RESOURCE, OR TRANSACTION. ANY TRANSACTIONS, COMMUNICATIONS, OR INTERACTIONS YOU ENTER INTO WITH THIRD PARTIES ARE SOLELY BETWEEN YOU AND THE APPLICABLE THIRD PARTY. BEFORE ENGAGING IN ANY TRANSACTION OR RELYING ON ANY THIRD-PARTY CONTENT OR SERVICE, YOU SHOULD CAREFULLY REVIEW THE THIRD PARTY'S TERMS OF SERVICE, PRIVACY POLICY, AND OTHER APPLICABLE POLICIES. ANY COMPLAINTS, CLAIMS, CONCERNS, QUESTIONS, OR DISPUTES REGARDING THIRD-PARTY PRODUCTS, SERVICES, OR CONTENT SHOULD BE DIRECTED TO THE RELEVANT THIRD PARTY.

SECTION 9 - USER COMMENTS, FEEDBACK AND OTHER SUBMISSIONS

IF, AT OUR REQUEST, YOU SUBMIT CERTAIN MATERIALS (SUCH AS APPLICATIONS, TESTIMONIALS, REVIEWS, FEEDBACK, SURVEY RESPONSES, OR OTHER REQUESTED CONTENT), OR IF YOU VOLUNTARILY SEND US CREATIVE IDEAS, SUGGESTIONS, PROPOSALS, PLANS, TESTIMONIALS, COMMENTS, FEEDBACK, COMMUNICATIONS, OR OTHER MATERIALS BY EMAIL, THROUGH THE WEBSITE, BY MAIL, THROUGH SOCIAL MEDIA, OR BY ANY OTHER METHOD (COLLECTIVELY, “SUBMISSIONS”), YOU AGREE THAT WE MAY, WITHOUT RESTRICTION OR OBLIGATION, REVIEW, EDIT, COPY, REPRODUCE, PUBLISH, DISTRIBUTE, DISPLAY, TRANSLATE, ADAPT, AND OTHERWISE USE SUCH SUBMISSIONS IN ANY MEDIUM NOW KNOWN OR LATER DEVELOPED, UNLESS OTHERWISE REQUIRED BY LAW. WE SHALL BE UNDER NO OBLIGATION TO (1) MAINTAIN ANY SUBMISSION IN CONFIDENCE, EXCEPT AS REQUIRED BY APPLICABLE LAW OR OUR PRIVACY POLICY; (2) PROVIDE COMPENSATION FOR ANY SUBMISSION; OR (3) RESPOND TO ANY SUBMISSION. WE MAY, BUT HAVE NO OBLIGATION TO, MONITOR, REVIEW, EDIT, REFUSE, OR REMOVE ANY CONTENT THAT WE DETERMINE, IN OUR SOLE DISCRETION, TO BE UNLAWFUL, FRAUDULENT, INACCURATE, OFFENSIVE, THREATENING, HARASSING, DEFAMATORY, OBSCENE, INFRINGING, MISLEADING, OR OTHERWISE OBJECTIONABLE, OR THAT VIOLATES THESE TERMS OF SERVICE OR THE RIGHTS OF ANY PERSON OR ENTITY. YOU REPRESENT AND WARRANT THAT YOUR SUBMISSIONS DO NOT VIOLATE ANY THIRD-PARTY RIGHTS, INCLUDING COPYRIGHT, TRADEMARK, PRIVACY, PUBLICITY, CONFIDENTIALITY, OR OTHER PERSONAL OR PROPRIETARY RIGHTS. YOU FURTHER AGREE THAT YOUR SUBMISSIONS WILL NOT CONTAIN UNLAWFUL, ABUSIVE, FRAUDULENT, DEFAMATORY, OBSCENE, OR HARMFUL MATERIAL, NOR CONTAIN ANY VIRUS, MALWARE, OR OTHER TECHNOLOGY THAT COULD DAMAGE, DISRUPT, OR INTERFERE WITH THE WEBSITE, ITS USERS, OR ANY RELATED SYSTEMS. YOU MAY NOT USE A FALSE EMAIL ADDRESS, MISREPRESENT YOUR IDENTITY, IMPERSONATE ANOTHER PERSON OR ENTITY, OR OTHERWISE MISLEAD US OR OTHERS REGARDING THE ORIGIN OF ANY SUBMISSION. YOU ARE SOLELY RESPONSIBLE FOR THE CONTENT, LEGALITY, AND ACCURACY OF ANY SUBMISSION YOU PROVIDE. WE ASSUME NO RESPONSIBILITY AND ACCEPT NO LIABILITY FOR ANY SUBMISSIONS POSTED, TRANSMITTED, OR OTHERWISE PROVIDED BY YOU OR ANY THIRD PARTY.

SECTION 10 - PERSONAL INFORMATION

YOUR SUBMISSION OF PERSONAL INFORMATION THROUGH THIS WEBSITE, INCLUDING THROUGH APPLICATIONS, REGISTRATIONS, ENROLLMENTS, DONATIONS, PURCHASES, CONTACT FORMS, MEMBERSHIPS, PROGRAM PARTICIPATION, OR OTHER INTERACTIONS WITH OUR INSTITUTION, IS GOVERNED BY OUR PRIVACY POLICY. OUR PRIVACY POLICY DESCRIBES HOW WE COLLECT, USE, STORE, PROCESS, AND DISCLOSE PERSONAL INFORMATION PROVIDED THROUGH THE WEBSITE AND ITS RELATED SERVICES, PROGRAMS, RESOURCES, AND OFFERINGS. BY USING THIS WEBSITE OR PROVIDING PERSONAL INFORMATION TO US, YOU ACKNOWLEDGE THAT YOU HAVE REVIEWED AND UNDERSTAND OUR PRIVACY POLICY.

TO VIEW OUR PRIVACY POLICY, PLEASE VISIT:

https://oxo.institution/privacypolicy

SECTION 11 - ERRORS, INACCURACIES AND OMISSIONS

OCCASIONALLY THERE MAY BE INFORMATION ON OUR WEBSITE OR WITHIN OUR SERVICES THAT CONTAINS TYPOGRAPHICAL ERRORS, INACCURACIES, OR OMISSIONS. SUCH ERRORS MAY RELATE TO PROGRAM DESCRIPTIONS, COURSE INFORMATION, APPLICATION REQUIREMENTS, EVENT DETAILS, PRODUCT DESCRIPTIONS, PRICING, FEES, DONATION INFORMATION, AVAILABILITY, SHIPPING INFORMATION, TRANSIT TIMES, SCHEDULING, CONTENT, OR OTHER INFORMATION PROVIDED THROUGH THE WEBSITE. WE RESERVE THE RIGHT TO CORRECT ANY ERRORS, INACCURACIES, OR OMISSIONS AND TO CHANGE, UPDATE, REMOVE, OR CANCEL INFORMATION, APPLICATIONS, ENROLLMENTS, REGISTRATIONS, ORDERS, OR OTHER TRANSACTIONS IF ANY INFORMATION ON THE WEBSITE OR IN ANY RELATED SERVICE IS DETERMINED TO BE INCORRECT, INCOMPLETE, OR OUTDATED, WITH OR WITHOUT PRIOR NOTICE, INCLUDING AFTER A SUBMISSION, REGISTRATION, APPLICATION, DONATION, OR PURCHASE HAS BEEN MADE. WE UNDERTAKE NO OBLIGATION TO UPDATE, AMEND, OR CLARIFY INFORMATION ON THE WEBSITE OR IN ANY RELATED SERVICE, INCLUDING INFORMATION REGARDING PROGRAMS, PRODUCTS, SERVICES, AVAILABILITY, PRICING, FEES, OR OTHER OFFERINGS, EXCEPT AS REQUIRED BY APPLICABLE LAW. NO SPECIFIED UPDATE, REVISION, OR REFRESH DATE DISPLAYED ON THE WEBSITE OR IN ANY RELATED SERVICE SHALL BE INTERPRETED AS AN INDICATION THAT ALL INFORMATION ON THE WEBSITE HAS BEEN MODIFIED, VERIFIED, OR UPDATED.

SECTION 12 - PROHIBITED USES

IN ADDITION TO ANY OTHER PROHIBITIONS CONTAINED IN THESE TERMS OF SERVICE, YOU ARE PROHIBITED FROM USING THIS WEBSITE, ITS CONTENT, PROGRAMS, SERVICES, PRODUCTS, RESOURCES, OR OTHER OFFERINGS: (A) FOR ANY UNLAWFUL PURPOSE; (B) TO SOLICIT, ENCOURAGE, OR FACILITATE UNLAWFUL ACTIVITY; (C) TO VIOLATE ANY APPLICABLE INTERNATIONAL, FEDERAL, STATE, PROVINCIAL, OR LOCAL LAW, REGULATION, OR ORDINANCE; (D) TO INFRINGE UPON, MISAPPROPRIATE, OR OTHERWISE VIOLATE OUR INTELLECTUAL PROPERTY RIGHTS OR THE RIGHTS OF OTHERS; (E) TO HARASS, ABUSE, THREATEN, DEFAME, INTIMIDATE, DISCRIMINATE AGAINST, OR OTHERWISE HARM ANY PERSON OR GROUP; (F) TO SUBMIT FALSE, FRAUDULENT, OR MISLEADING INFORMATION THROUGH APPLICATIONS, REGISTRATIONS, DONATIONS, PURCHASES, CONTACT FORMS, OR OTHER INTERACTIONS WITH THE WEBSITE; (G) TO UPLOAD, TRANSMIT, OR DISTRIBUTE VIRUSES, MALWARE, OR OTHER HARMFUL CODE; (H) TO COLLECT, HARVEST, TRACK, OR MISUSE THE PERSONAL INFORMATION OF OTHERS; (I) TO SPAM, PHISH, SCRAPE, SPIDER, CRAWL, OR OTHERWISE OBTAIN DATA OR CONTENT FROM THE WEBSITE THROUGH UNAUTHORIZED MEANS; (J) TO USE THE WEBSITE OR ITS CONTENT FOR ANY FRAUDULENT, OBSCENE, HARMFUL, OR OTHERWISE IMPROPER PURPOSE; (K) TO INTERFERE WITH, DISABLE, OVERLOAD, OR CIRCUMVENT THE SECURITY, OPERATION, OR FUNCTIONALITY OF THE WEBSITE OR ANY RELATED SYSTEMS; (L) TO COPY, REPRODUCE, DISTRIBUTE, REPUBLISH, SELL, LICENSE, OR OTHERWISE EXPLOIT OUR COURSES, EDUCATIONAL MATERIALS, TRAINING RESOURCES, WRITTEN CONTENT, MEDIA, DESIGNS, PRODUCTS, OR OTHER PROPRIETARY MATERIALS WITHOUT OUR PRIOR WRITTEN PERMISSION; OR (M) TO IMPERSONATE ANY PERSON OR ENTITY OR MISREPRESENT YOUR AFFILIATION WITH ANY PERSON, ORGANIZATION, OR INSTITUTION. WE RESERVE THE RIGHT TO INVESTIGATE SUSPECTED VIOLATIONS OF THESE TERMS AND TO SUSPEND, RESTRICT, OR TERMINATE YOUR ACCESS TO THE WEBSITE, ITS CONTENT, PROGRAMS, SERVICES, PRODUCTS, OR OTHER OFFERINGS AT ANY TIME FOR VIOLATING ANY OF THE PROHIBITED USES SET FORTH ABOVE.

SECTION 13 - DISCLAIMER OF WARRANTIES; LIMITATION OF LIABILITY

WE DO NOT GUARANTEE, REPRESENT, OR WARRANT THAT YOUR USE OF THIS WEBSITE OR ANY OF ITS SERVICES, PROGRAMS, CONTENT, RESOURCES, PRODUCTS, COURSES, EVENTS, MEMBERSHIPS, OR OTHER OFFERINGS WILL BE UNINTERRUPTED, TIMELY, SECURE, ERROR-FREE, OR FREE FROM DEFECTS. WE DO NOT WARRANT THAT THE RESULTS, OUTCOMES, INFORMATION, OR BENEFITS THAT MAY BE OBTAINED FROM THE USE OF THE WEBSITE OR ITS OFFERINGS WILL BE ACCURATE, COMPLETE, RELIABLE, OR SUITABLE FOR YOUR PARTICULAR PURPOSE. YOU ACKNOWLEDGE AND AGREE THAT FROM TIME TO TIME WE MAY MODIFY, SUSPEND, REMOVE, RESTRICT, OR DISCONTINUE ALL OR ANY PORTION OF THE WEBSITE, ITS CONTENT, PROGRAMS, SERVICES, PRODUCTS, OR OTHER OFFERINGS WITHOUT NOTICE. YOUR USE OF THE WEBSITE AND ALL RELATED OFFERINGS IS AT YOUR SOLE RISK. UNLESS OTHERWISE EXPRESSLY STATED BY US IN WRITING, THE WEBSITE AND ALL PRODUCTS, SERVICES, PROGRAMS, COURSES, EDUCATIONAL MATERIALS, CONTENT, EVENTS, MEMBERSHIPS, DONATION OPPORTUNITIES, AND OTHER OFFERINGS ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, AVAILABILITY, OR PERFORMANCE. NO CONTENT, EDUCATIONAL MATERIAL, COURSE, DISCIPLESHIP PROGRAM, MINISTRY RESOURCE, COMMUNICATION, OR OTHER INFORMATION PROVIDED THROUGH THE WEBSITE SHALL BE CONSTRUED AS LEGAL, FINANCIAL, MEDICAL, PSYCHOLOGICAL, PROFESSIONAL, OR OTHER LICENSED PROFESSIONAL ADVICE. YOU ARE SOLELY RESPONSIBLE FOR ANY DECISIONS OR ACTIONS YOU TAKE BASED UPON INFORMATION OBTAINED THROUGH THE WEBSITE OR ITS OFFERINGS. IN NO EVENT SHALL THE INSTITUTE, ITS DIRECTORS, OFFICERS, EMPLOYEES, VOLUNTEERS, AFFILIATES, AGENTS, CONTRACTORS, SERVICE PROVIDERS, LICENSORS, OR REPRESENTATIVES BE LIABLE FOR ANY INJURY, LOSS, CLAIM, LIABILITY, DAMAGE, COST, OR EXPENSE OF ANY KIND, INCLUDING WITHOUT LIMITATION ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, LOSS OF PROFITS, LOSS OF REVENUE, LOSS OF DATA, LOSS OF GOODWILL, BUSINESS INTERRUPTION, OR OTHER SIMILAR DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF, INABILITY TO USE, OR RELIANCE UPON THE WEBSITE OR ANY OF ITS PRODUCTS, SERVICES, PROGRAMS, CONTENT, RESOURCES, EVENTS, MEMBERSHIPS, OR OTHER OFFERINGS, WHETHER BASED IN CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN WARRANTIES OR LIABILITIES, SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. IN SUCH CASES, OUR LIABILITY SHALL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.

SECTION 14 - INDEMNIFICATION

YOU AGREE TO INDEMNIFY, DEFEND, AND HOLD HARMLESS THE INSTITUTE, ITS DIRECTORS, OFFICERS, EMPLOYEES, VOLUNTEERS, AFFILIATES, MINISTRIES, BRANDS, AGENTS, CONTRACTORS, LICENSORS, SERVICE PROVIDERS, SUPPLIERS, REPRESENTATIVES, AND PARTNERS FROM AND AGAINST ANY AND ALL CLAIMS, DEMANDS, ACTIONS, LOSSES, DAMAGES, LIABILITIES, COSTS, AND EXPENSES, INCLUDING REASONABLE ATTORNEYS’ FEES AND COURT COSTS, ARISING OUT OF OR RELATED TO YOUR BREACH OF THESE TERMS OF SERVICE, YOUR VIOLATION OF ANY APPLICABLE LAW OR REGULATION, YOUR MISUSE OF THE WEBSITE OR ITS SERVICES, YOUR SUBMISSIONS OR CONTENT, YOUR INFRINGEMENT OF ANY INTELLECTUAL PROPERTY OR OTHER RIGHTS OF ANY PERSON OR ENTITY, OR YOUR PARTICIPATION IN ANY PROGRAM, COURSE, EVENT, SERVICE, ACTIVITY, OR OTHER OFFERING PROVIDED THROUGH THE WEBSITE. THIS INDEMNIFICATION OBLIGATION APPLIES TO ANY CLAIM OR DEMAND MADE BY A THIRD PARTY ARISING FROM OR RELATED TO YOUR ACTIONS, OMISSIONS, CONDUCT, OR VIOLATION OF THESE TERMS OR ANY DOCUMENTS INCORPORATED BY REFERENCE. WE RESERVE THE RIGHT, AT OUR OWN EXPENSE, TO ASSUME THE EXCLUSIVE DEFENSE AND CONTROL OF ANY MATTER OTHERWISE SUBJECT TO INDEMNIFICATION BY YOU, AND YOU AGREE TO COOPERATE WITH OUR DEFENSE OF SUCH CLAIMS.

SECTION 15 - SEVERABILITY

IN THE EVENT THAT ANY PROVISION OF THESE TERMS OF SERVICE IS DETERMINED BY A COURT OR OTHER AUTHORITY OF COMPETENT JURISDICTION TO BE UNLAWFUL, INVALID, VOID, OR UNENFORCEABLE, THAT PROVISION SHALL BE ENFORCED TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, AND THE INVALID OR UNENFORCEABLE PORTION SHALL BE DEEMED SEVERED FROM THESE TERMS OF SERVICE. SUCH DETERMINATION SHALL NOT AFFECT THE VALIDITY, LEGALITY, OR ENFORCEABILITY OF ANY OTHER PROVISION OF THESE TERMS OF SERVICE, ALL OF WHICH SHALL REMAIN IN FULL FORCE AND EFFECT. THE FAILURE OF ANY PARTICULAR PROVISION SHALL NOT IMPAIR THE ENFORCEABILITY OF THE REMAINING PROVISIONS OR THE OVERALL INTENT OF THESE TERMS.

SECTION 16 - TERMINATION

THE OBLIGATIONS, RESPONSIBILITIES, AND LIABILITIES OF THE PARTIES INCURRED PRIOR TO THE TERMINATION OF THESE TERMS OF SERVICE SHALL SURVIVE SUCH TERMINATION TO THE EXTENT NECESSARY TO GIVE EFFECT TO THEIR PURPOSES. THESE TERMS OF SERVICE SHALL REMAIN IN EFFECT UNLESS AND UNTIL TERMINATED BY EITHER YOU OR US. YOU MAY TERMINATE THESE TERMS OF SERVICE AT ANY TIME BY CEASING USE OF THE WEBSITE AND ALL RELATED SERVICES OR BY NOTIFYING US THAT YOU NO LONGER WISH TO PARTICIPATE IN OR USE OUR WEBSITE, PROGRAMS, SERVICES, CONTENT, PRODUCTS, OR OTHER OFFERINGS. WE RESERVE THE RIGHT, IN OUR SOLE DISCRETION, TO SUSPEND, RESTRICT, OR TERMINATE YOUR ACCESS TO THE WEBSITE OR ANY OF ITS PROGRAMS, SERVICES, COURSES, MEMBERSHIPS, EVENTS, CONTENT, PRODUCTS, OR OTHER OFFERINGS AT ANY TIME AND WITHOUT PRIOR NOTICE IF WE BELIEVE OR SUSPECT THAT YOU HAVE VIOLATED THESE TERMS OF SERVICE, APPLICABLE LAW, OR ANY POLICY GOVERNING THE USE OF OUR WEBSITE OR OFFERINGS. UPON TERMINATION, YOUR RIGHT TO ACCESS OR USE THE WEBSITE AND ITS OFFERINGS SHALL IMMEDIATELY CEASE. ANY OUTSTANDING OBLIGATIONS, FEES, DONATIONS, PURCHASES, PAYMENT OBLIGATIONS, INTELLECTUAL PROPERTY RESTRICTIONS, DISCLAIMERS, LIMITATIONS OF LIABILITY, INDEMNIFICATION OBLIGATIONS, OR OTHER PROVISIONS THAT BY THEIR NATURE SHOULD SURVIVE TERMINATION SHALL REMAIN IN FULL FORCE AND EFFECT. TERMINATION OF ACCESS TO THE WEBSITE OR ITS OFFERINGS SHALL NOT ENTITLE YOU TO ANY REFUND, CREDIT, OR COMPENSATION EXCEPT AS OTHERWISE REQUIRED BY APPLICABLE LAW OR EXPRESSLY PROVIDED IN WRITING BY US.

SECTION 17 - ENTIRE AGREEMENT

THE FAILURE OF THE INSTITUE TO EXERCISE OR ENFORCE ANY RIGHT, REMEDY, OR PROVISION OF THESE TERMS OF SERVICE SHALL NOT CONSTITUTE A WAIVER OF SUCH RIGHT, REMEDY, OR PROVISION. THESE TERMS OF SERVICE, TOGETHER WITH OUR PRIVACY POLICY, RETURN POLICY, SHIPPING POLICY, AND ANY OTHER POLICIES, GUIDELINES, RULES, DISCLAIMERS, OR OPERATING PROCEDURES POSTED ON THIS WEBSITE OR OTHERWISE PROVIDED IN CONNECTION WITH OUR PROGRAMS, SERVICES, COURSES, EVENTS, PRODUCTS, MEMBERSHIPS, OR OTHER OFFERINGS, CONSTITUTE THE ENTIRE AGREEMENT AND UNDERSTANDING BETWEEN YOU AND THE INSTITUTE REGARDING YOUR USE OF THE WEBSITE AND ITS OFFERINGS. THESE TERMS SUPERSEDE ALL PRIOR OR CONTEMPORANEOUS AGREEMENTS, COMMUNICATIONS, REPRESENTATIONS, DISCUSSIONS, NEGOTIATIONS, PROPOSALS, OR UNDERSTANDINGS, WHETHER ORAL, WRITTEN, OR ELECTRONIC, BETWEEN YOU AND THE INSTITUTE REGARDING THE SUBJECT MATTER ADDRESSED HEREIN. NO STATEMENT, REPRESENTATION, OR INFORMATION PROVIDED BY ANY EMPLOYEE, VOLUNTEER, REPRESENTATIVE, AFFILIATE, INSTRUCTOR, OR OTHER INDIVIDUAL ASSOCIATED WITH THE INSTITUTE SHALL MODIFY THESE TERMS UNLESS SUCH MODIFICATION IS EXPRESSLY MADE IN WRITING AND AUTHORIZED BY THE INSTITUTE. ANY AMBIGUITIES IN THE INTERPRETATION OF THESE TERMS OF SERVICE SHALL NOT BE CONSTRUED AGAINST THE DRAFTING PARTY.

SECTION 18 - GOVERNING LAW

THESE TERMS OF SERVICE, AS WELL AS ANY SEPARATE AGREEMENTS, TRANSACTIONS, DONATIONS, APPLICATIONS, ENROLLMENTS, MEMBERSHIPS, PURCHASES, PROGRAMS, SERVICES, OR OTHER RELATIONSHIPS BETWEEN YOU AND THE INSTITUTE, SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF ILLINOIS, WITHOUT REGARD TO ITS CONFLICT OF LAW PRINCIPLES. YOU AGREE THAT ANY DISPUTE, CLAIM, OR CONTROVERSY ARISING OUT OF OR RELATING TO THESE TERMS OF SERVICE, THE WEBSITE, OR ANY PROGRAM, SERVICE, PRODUCT, COURSE, EVENT, MEMBERSHIP, DONATION, OR OTHER OFFERING PROVIDED BY THE INSTITUTE SHALL BE SUBJECT TO THE APPLICABLE LAWS OF THE STATE OF ILLINOIS. TO THE EXTENT PERMITTED BY APPLICABLE LAW, YOU CONSENT TO THE JURISDICTION OF THE STATE AND FEDERAL COURTS LOCATED IN ILLINOIS FOR THE RESOLUTION OF ANY DISPUTES ARISING FROM OR RELATED TO THESE TERMS OF SERVICE OR YOUR USE OF THE WEBSITE AND ITS OFFERINGS.

SECTION 19 - CHANGES TO TERMS OF SERVICE

YOU MAY REVIEW THE MOST CURRENT VERSION OF THESE TERMS OF SERVICE AT ANY TIME ON THIS PAGE. WE RESERVE THE RIGHT, IN OUR SOLE DISCRETION, TO MODIFY, UPDATE, AMEND, REPLACE, OR REMOVE ANY PORTION OF THESE TERMS OF SERVICE AT ANY TIME BY POSTING REVISIONS TO THIS WEBSITE. SUCH CHANGES SHALL BECOME EFFECTIVE UPON POSTING UNLESS OTHERWISE STATED. IT IS YOUR RESPONSIBILITY TO REVIEW THESE TERMS OF SERVICE PERIODICALLY FOR CHANGES. YOUR CONTINUED ACCESS TO OR USE OF THE WEBSITE, OR YOUR CONTINUED PARTICIPATION IN ANY PROGRAM, COURSE, SERVICE, EVENT, MEMBERSHIP, DONATION ACTIVITY, PRODUCT PURCHASE, OR OTHER OFFERING AFTER ANY CHANGES HAVE BEEN POSTED CONSTITUTES YOUR ACCEPTANCE OF THOSE CHANGES. IF YOU DO NOT AGREE TO ANY MODIFIED TERMS, YOU MUST DISCONTINUE USE OF THE WEBSITE AND ANY RELATED PROGRAMS, SERVICES, CONTENT, PRODUCTS, OR OTHER OFFERINGS.

SECTION 20 - CONTACT INFORMATION

QUESTIONS ABOUT THE TERMS OF SERVICE SHOULD BE SENT TO US AT SUPPORT@INFJNJTI.COM

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